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Saving Sukuk (Saving bonds) Campaign Terms and Conditions

1. Campaign Dates: 25 August 2025 to 25 November 2025
2. The campaign is valid for existing individual customers as well as new customers who open an account during the campaign period.
3. It is the customer’s responsibility to ensure that funds are received by National Bonds to enable the issuance of savings certificates into the customer’s account during the campaign period.
4. A holding period of 5 months is required from the eligibility date of each transaction for profit distribution.
5. The campaign’s anticipated profit is applicable only to Saving Sukuk.
6. Any redemption of Saving Sukuk or savings-based products during the campaign period or the 5-month holding period will void eligibility for participation in this campaign.
7. Eligible customers who purchase Saving Sukuk for the purpose of this campaign will not be included in the bonus profit distribution for 2025.
8. Eligibility for New and Existing Customers
  1. Customers must increase their total account balance (Saving Sukuk only) by AED 25,000 or more during the campaign period through new purchases.
  2. Customers must maintain their total account balance without any redemptions for 5 months starting from the eligibility date.
  3. Consent and declaration of participation in the campaign are required for eligibility.
General Terms & Conditions
1. Any redemption of Saving Sukuk during the campaign period or the 5-month holding period will void eligibility for participation in this campaign.
2. Top-ups are applicable only through the purchase of Saving Sukuk, conditional on a total Saving Sukuk account balance increase of AED 25,000 or more with no redemptions. Purchases of Term Sukuk, Payout, Booster, myPlan, Accelerator, and other product offerings are not considered as top-ups.
3. The expected campaign profit distribution of 5% p.a. will apply only to the increased Saving Sukuk holdings and will be calculated for 3 months. Emirati, Minor, and Women customers will be eligible for 5.5% p.a. profit distribution for 3 months. Digital purchases will also be eligible for 5.5% p.a. profit distribution for 3 months.
4. The minimum holding period for campaign profit distribution is 5 months. Campaign profit will be distributed at -the end of the holding period.
5. Term-based offerings are not eligible for the campaign. (Any purchase or redemption of Term Sukuk, Payout, Eibor Plus, Booster, or regular saving plans will not affect the campaign.)
6. Savings certificates issued as part of cash prizes or profits distributed from existing products are not eligible for the campaign.
7. If redeemed funds from related accounts (including but not limited to accounts held by spouses, parents, children, or other first-degree relatives of the customer) are used to qualify for this campaign, National Bonds reserves the right to disqualify the customer and/or the first-degree relative from participating.
8. Campaign profit will be distributed after the 5-month holding period and within 7 working days.
9. Eligibility for the campaign is available through National Bonds branches and the mobile app only.
10. National Bonds reserves the right to amend the terms and conditions of this campaign.

My Million and Junior Millionaire Joining Bonus Campaign

1. Campaign Duration

The campaign starts on 14th April 2025 and will continue until the allocated vouchers are exhausted or until further notice.

2. Eligibility Criteria

Sign up for a new plan via the app and earn joining bonus of up to AED 2,000.
Receive AED 1,000 when you subscribe to a savings plan between AED 1 Million and AED 3 Million.
Receive AED 2,000 when you subscribe to a savings plan of AED 4 Million to AED 5 Million.

3. Gift Voucher Details

The joining bonus will be credited as National Bonds into your National Bonds account within 30 days of successful approval of your Direct Debit application.
If the plan is cancelled before 6 successful contributions, the joining bonus will be cancelled and redeemed

4. Campaign Mechanism

The campaign operates on a first-come, first-served basis until all allocated vouchers are distributed.

Ahed Emergency Savings Plan Promotion

Have you ever thought about how prepared you are for an unexpected emergency?

When we’re unprepared, emergencies can feel overwhelming. But when you’re ready, stress turns into peace of mind and confidence in your future.

That’s why we launched the Ahed Emergency Savings Plan exclusively for Emirati women, helping them start building their emergency savings with ease and flexibility.

Campaign details:

40 Ahed joiners will win AED 1,000 over 4 months (10 winners every month). This is in addition to the dedicated Emirati women and Regular Saver rewards in the Rewards Program.

1. Campaign Duration:

The campaign starts on 14th August 2025 to 5^th of January 2026.

2. Eligibility Criteria:

Exclusively for Emirati women
Sign up for Regular Saver
Minimum sign-up amount: AED 1,000
Lock-in Period: 30 days from the date of issuance

3. Draw Date:

6^th October 2025
3^rd November 2025
3^rd December 2025
5^th January 2026

*T&C applies

Saving Bonds (Saving Sukuk) Campaign – Terms & Conditions

Campaign Dates: 25 August 2025 to 25 November 2025
The campaign is valid for existing individual customers as well as new customers who open an account during the campaign period.
It is the customer’s responsibility to ensure that funds are received by National Bonds to enable the issuance of savings certificates into the customer’s account during the campaign period.
A holding period of 5 months is required from the eligibility date of each transaction for profit distribution.
The campaign’s anticipated profit is applicable only to Saving Sukuk.
Any redemption of Saving Sukuk or savings-based products during the campaign period or the 5-month holding period will void eligibility for participation in this campaign.
Eligible customers who purchase Saving Sukuk for the purpose of this campaign will not be included in the bonus profit distribution for 2025.
Eligibility for New and Existing Customers
1. Customers must increase their total account balance (Saving Sukuk only) by AED 25,000 or more during the campaign period through new purchases.
2. Customers must maintain their total account balance without any redemptions for 5 months starting from the eligibility date.
3. Consent and declaration of participation in the campaign are required for eligibility.

General Terms & Conditions

Any redemption of Saving Sukuk during the campaign period or the 5-month holding period will void eligibility for participation in this campaign.
Top-ups are applicable only through the purchase of Saving Sukuk, conditional on a total Saving Sukuk account balance increase of AED 25,000 or more with no redemptions. Purchases of Term Sukuk, Payout, Booster, myPlan, Accelerator, and other product offerings are not considered as top-ups.
The expected campaign profit distribution of 5% p.a. will apply only to the increased Saving Sukuk holdings and will be calculated for 3 months. Emirati, Minor, and Women customers will be eligible for 5.5% p.a. profit distribution for 3 months. Digital purchases will also be eligible for 5.5% p.a. profit distribution for 3 months.
The minimum holding period for campaign profit distribution is 5 months. Campaign profit will be distributed at the end of the holding period.
Term-based offerings are not eligible for the campaign. (Any purchase or redemption of Term Sukuk, Payout, Eibor Plus, Booster, or regular saving plans will not affect the campaign.)
Savings certificates issued as part of cash prizes or profits distributed from existing products are not eligible for the campaign.
If redeemed funds from related accounts (including but not limited to accounts held by spouses, parents, children, or other first-degree relatives of the customer) are used to qualify for this campaign, National Bonds reserves the right to disqualify the customer and/or the first-degree relative from participating.
Campaign profit will be distributed after the 5-month holding period and within 7 working days.
Eligibility for the campaign is available through National Bonds branches and the mobile app only.
National Bonds reserves the right to amend the terms and conditions of this campaign.

Ahed Emergency Savings Plan – Campaign Terms & Conditions

Campaign Period & Eligibility:

The campaign is valid from 14^th August until 31 December 2025.
The campaign is open exclusively for Emirati women who sign up for the AHED Emergency Savings Plan with minimum contribution of AED 1,000 per month
The plan direct debit should be approved prior to the draw dates mentioned below in order to be part of the draw

Draw Details:

A total of 40 winners will be selected by draws held until 5^th January 2026
Draw Dates: 6^th October 2025, 3^rd November 2025, 3^rd December 2025 and 5^th January 2026
On each draw: 10 AHED plan subscribers will win AED 1,000 each. Total 40 winners.
Each AED 10 will be 1 chance to win.
In addition to the special campaign promotion, all Ahed account holders will automatically enter the AED 36 million Rewards Programme draws, subject to the programme’s standard rules and eligibility criteria.
Prizes will be credited directly to the winner’s National Bonds account.
Prizes are non-transferable, non-exchangeable, and non-cashable.
National Bonds reserves the right to amend, suspend, or terminate the campaign or its Terms & Conditions at its sole discretion, with or without notice.

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