About Us

Company Profile

National Bonds Corporation PJSC is a leading investment company that takes pride in its innovative shari'a approach to financial products and services; catering to a substantial and diversified client base of retail customers, high-net-worth individuals, and corporations.

National Bonds offers direct wealth accumulation through an all-in-one shari'a compliant Mudaraba based saving scheme, the first of its kind in the world. The company's strong belief in the pivotal role of savings in building a stronger economy helped its customers achieve their own financial future objectives through disciplined and regular saving habit. And it's committed to keep shaping brighter financial future for today's and tomorrow's generations.

National Bonds is a private joint stock shareholding company, established in March 2006 with a paid-up capital of AED 150 million. It is 100% owned by The Investment Corporation of Dubai, the investment arm of Dubai government. NBC is licensed and regulated by the UAE Central Bank, and audited by Dubai Government Audit Department, Sharia Supervisory Board as well as reputable International external auditors.

Chairman's Message

Al Salamu alaikum and a warm welcome to our website.

H.H. Sheikh Mohammed Bin Rashid Al Maktoum once said, "In the race for excellence, there is no finish line." These words resonate strongly at National Bonds Corporation PJSC, where we can now proudly look back on 9 years of unprecedented success, but also must leverage these achievements to remain focused on further success in the years ahead.

As a scheme that has grown its assets under management to AED 5.01 billion (US 1.36 billion), a customer base of over than 800,000 bondholders from 200 different nationalities, and has distributed a cumulative profit rate of 56.81% on the Mudaraba fund over the past 9 years, National Bonds is the leading retail sukuk saving scheme in comparison to other savings schemes in the UAE and within the Middle East region. We can now rightfully claim that we are becoming 'Everyone's favorite place to save and invest.'

In our race for excellence, we identified customer satisfaction as a key driver of our growth so no wonder that 72% of our sales is from repeat purchases by our loyal bondholders. We've also ensured that our products and services are tailored specifically towards bondholders, regardless of their savings amounts. We also included added-value benefits such as Life Takaful Coverage at no extra cost, biggest monthly and quarterly prizes, instant redemptions and of course, online purchases from any place in the world.

Not content with simply being a savings scheme, we have also endeavored to drive a change in the cultural mindset across the GCC, and encourage a culture of savings in the community. To achieve this aim, we have launched the National Bonds Savings Index, an in-depth research that provides regular insight into consumer attitudes towards savings in the UAE and GCC. The results have provided us with priceless data to benchmark against as we tailor our products and communications to provide people with the tools and knowledge they need to achieve their financial goals.

As we expand and grow towards our vision of being "Everyone's favorite place to save & invest", so do our ambitions. National Bonds has been contributing significantly to the UAE economy through the various investments made in the local market such as our flagship real estate project Skycourts LLC currently being handed over, our shares in Taaleem schools, Masharie Conglomerate Company and BCS the Strata management Company. The ability of our investment team to identify market trends ahead of time has allowed us to reap long-term benefits from our current investments. As a result, many of our project revenue streams are already paying dividends, giving us a head start on the market leading to another healthy return for our bondholders in 2015 with Almighty's blessing. We now have plans to expand our value proposition into the surrounding regional markets.

To reiterate His Highness' sentiments, there is no finish line for National Bonds. We will continue our emphasis on innovation to enable us to extend our lead even further. National Bonds has always been a customer-centric company, and it is your priceless support that will allow us to achieve further success in the future.

Happy browsing and we hope that you will join us for a lifetime savings journey.

Best wishes,

Khalifa Al Daboos
National Bonds Corporation PJSC

Vision, Mission Statement

To be everyone's favorite place to save and invest

For our Shareholders
To create outstanding value by maximizing return on equities

For our Customers
To offer a secure, rewarding and memorable savings experience.

For our Employees
To be an employer of choice, offering an exciting environment that values and rewards its people.

For our Community
To actively contribute to the growth and vitality of the community.

      Integrity and Transparency.
      Passion for Excellence.
      Customer Centric.
      Nurturing staff.

National Bonds is committed to nurturing a savings culture by encouraging people to save in National Bonds and by re-investing their savings in development initiatives in the UAE.

Corporate Social Responsibilities


National Bonds Corporation PJSC aims to benefit the community through its programme of socially responsible investments which actively support the development and improvement within the community. An organisation with strong moral principles, we have always sought opportunities to play a pivotal role in community building. We have initiated a series of programmes aimed at building a stronger local community and supporting social programmes that have a positive impact on the community.

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Investment Initiatives

Corporate Governance

Quality Policy

Shari'a Compliance


National Bonds Corporation PJSC is Shari'a compliant, with a dedicated Shari'a Board from Minhaj Advisory to oversee all financial aspects, including product-related operations and investments.

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